Debits ‘n Credits helps alleviate tax prep stress


By Beth Taylor



With the January opening of a second Debits ‘n Credits office in Geist, owner Melinda Owens, CPA now gets a double dose of what she loves best—helping people balance their credits and debits.

Owens wanted the name of her business to stand out from the crowd. “The rules have changed, so I wanted to use some creativity in naming the business,” said Owens. “It used to be that a CPA had to use their name as the business name, but not anymore.”

The office is located on the second floor next to the barber shop at the shopping center on Brooks School Road. “People think it’s going to be really expensive because I’m a CPA—but that’s not the case,” she said.

During tax season—January 13 through April 15—Owens often amends returns from larger tax preparers as well as for those who file their own taxes using a software program. “With TurboTax, you need to know the rule behind the question. Individuals might not understand the underlying meaning behind the question because they don’t deal with it on a daily basis like we do,” she said.

Owens is a Dave Ramsey endorsed local provider. “He does not agree with debt at all, so we don’t hand out loans,” said Owens. “Returns are coming in as little as seven days anyway, so I don’t think it’s right to charge interest for loans.”

In addition to income tax returns, Owens provides services including payroll for businesses, with direct deposit and pay cards, and also pays bills for clients.

Owens said that the Geist location is convenient for her clients. “I’ve always wanted to come up in this area, and a client found the office space here for use. Many of our Greenfield clients are coming here because it’s more convenient,” she said.

Owens likes to help bring peace of mind to her clients. We want to do what is best for them, and we want to make them understand the reasons why things are happening,”

The Geist location is 10142 Brooks School Rd., Suite. 198 in Fishers. Go to for more information about both locations, including extended tax season hours.


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