It happens to all of us. An innocent afternoon of browsing leads to the discovery of that one thing that turns our head, patters our heart and won’t leave our thoughts. Now, all that is coming between us and the coveted decorating item is a stealthy price tag.

Can a thing whose purpose in this world is as elemental as decorating our home ever be worth the financial splurge?

The answer is always, “It depends!”

If the heart’s desire is the latest trend, close your purse, put your wallet away and bid the item farewell. Fads and trends translate to temporary and short lived and the high price tag is unnecessary.

Fads can be color as well as style. If your accent color is orange, it is wiser to feature the tangerine hue in less expensive pillows than in custom window treatments.

If it a core piece of upholstered furniture, the splurge becomes an investment. Quality can’t be faked and is evident in upholstery through comfort and longevity.

A cheap sofa might withstand the rigors of 6-year-old twins waging war for a brief six months while a quality sofa will resist the fallout of sibling battles for six years or more.

Often, it is art that speaks to our heart but carries the price tag that speaks to our conscience. Original art by its nature has intrinsic value and has the potential for gaining value throughout time.

If it is a print under glass that carries the hefty price tag, hang it back up on the store wall and back away. Your bank account will thank you if you consider unknown artists who are just grateful to make a few dollars for their creative efforts. Your home will be grateful for the interest that comes with original art.

Does the item that speaks to you fill an actual need? If you have an endless collection of vases but need lamps, another vase won’t help you reach the goal of a complete room. Unless money is not an issue, walk away.